What we do
Introduction
All financial advisers provide certain basic aspects of financial advice to their clients. Independent Financial Advisers (IFA’s) do so using a full range of solutions from the whole of the market.
There are a few IFA’s who have thought long and hard about what clients really want in terms of financial advice and how they want it delivered. These are in the minority and we believe we are part of that minority.
There are even fewer IFA’s who have taken the bold decision to concentrate on a specific niche. By now you will be getting the idea that we want to provide the very best service that we can for our clients and aiming for a specific niche of single women (whether divorced, widowed, or simply unmarried) over the age of 50 means we can hone our service specifically to their needs.
Our way of thinking
We are firm believers in ‘teaching our clients to fish’. By this we mean that, whilst it is sometimes difficult to understand the implications of various financial products and their effects on you and your circumstances, that doesn’t mean you cannot learn and we make it a point not to rush decisions, give you all the information you require to come to an informed decision and guide you every step of the way. We help you to make sensible and smart decisions about your money
Making financial decisions when you don’t know the right questions to ask, let alone the answers is something we all come across and having someone to talk to that understands your circumstances and therefore knows what you are trying to achieve can be extremely beneficial and reassuring.
Please visit our ‘what our clients say’ page to see some of the gushingly nice things that our clients say about us .
Before we launched our new company in 2006, we talked to existing clients to ask them what it was that they really valued about our service and what additional services they would like us to provide.
The feedback told us that they were very happy with the existing proposition and didn’t require too much by way of extra services. However, we were not complacent and pressed them for more detail.
The main points they valued or wanted included were:
1. A pre-arranged review meeting so that they could know well in advance when it was.
- We now make provisional appointments either at, or just after our meetings.
2. The ability to discuss various aspects of their affairs with their adviser either by post, telephone or email between review meetings without incurring extra fees.
- Access to your adviser at all reasonable times has always been a cornerstone of our service. We understand that there are many times when things can’t wait. (Women in particular can feel uncomfortable with a “typical” man’s attitude of “I’ll do that tomorrow”, if it’s got to be done it’s got to be done – now).
3. Our ‘Other Professionals’ service was valued by some clients.
- We are able to talk to your accountant and/or solicitor (with your permission of course) to ensure that, whatever you are trying to achieve, the answer will be a combination of financial and legal solutions that are clear, co-ordinated and joined up.
4. Our newsletter is always appreciated and produced three times a year.
- The newsletter is an in-house publication that enables us to convey relevant and timely articles that are written by us in simple language with no jargon.
5. We offer an Estate and inter-generational planning service to all our clients that will provide advice on tax efficient planning and gifting strategies to ensure your assets pass to the next generation and not the Chancellor of the Exchequer.
- Sometimes we hear that potential new clients have been told “because you are single, you cannot do any estate planning”. This is simply not true and we can show you which types of planning solutions could be appropriate for your individual circumstances.